Loan Program
Investment Properties
Investment property financing is used for residential real estate held for rental income or investment purposes. Underwriting typically considers both the borrower profile and the property's income characteristics.
Who it may be appropriate for
- Investors purchasing rental property
- Owners refinancing an existing rental
- Borrowers building a residential portfolio
Potential benefits
- Multiple structures available depending on strategy
- Options that may consider property cash flow
- Purchase and refinance both supported
Important considerations
- Down payment and reserve requirements are typically higher
- Pricing and terms differ from primary residence financing
- Rental income documentation may be required
General qualification factors
- Credit profile
- Reserves
- Property cash flow
- Experience with rental property, in some programs
Frequently asked questions
Program information is general in nature and is not a commitment to lend, an offer of credit, or a guarantee of eligibility, rates, or terms. All loans are subject to application, underwriting review, and program guidelines.
Next steps
Ready to Take the Next Step?
Whether you’re buying, refinancing, or exploring your options, we’re here to help you understand the path forward.